Experience
Our experience is based in the commercial and industrial sectors. It includes claims involving:
- Manufacturing – General manufacturing in a range of commercial and domestic products;
- Construction – Major civil engineering projects to commercial developments;
- Contracting – all trades liability exposures
- IT and Technology – Software and Hardware failures to perform etc;
- Electronics - Including design and development;
- Engineering and design – Professional Indemnity for the Engineering, Surveying and Architectural sectors;
- Hospitality – Hotels and Conference Centres;
- Travel & Tourism – Tour operators and travel agents;
- Beverage and Drinks – Product taint or contamination, bottling plants etc;
- Environmental – Pollution and land contamination;
- Transport and Transportation – Rail, Road, Sea and Aviation sectors;
- Food – Contamination and Recall;
- Security – Alarms, security services and monitoring stations;
- Legal – Professional indemnity for lawyers and expert witnesses.
- Service & Repair – power generation to agricultural and marine works
- Cyber – social engineering claims
Examples of Past Cases:
- Fidelity Guarantee Claims – fraud and theft of stock claims valued at over $2 million
- Fraud claim – fraudulent theft over $300,000 – declined under policy
- Contract Works claims including: office blocks, civil works, hospitals, schools, artificial reef etc.
- Contract Works – water damage to IT cabling requiring replacement
- Complex Liability - fire to switchboard closing cold store & liability for fire in council offices
- Engineering Professional Indemnity - on faulty designs of structures and vehicles
- Professional Indemnity and efficacy claim - Automation equipment for a sawmill
- Product Liability fires – numerous claims over $1 million
- Product Liability - wine bottling plant breakdown causing contamination to customer’s wine
- Product Liability – alleged taint contamination to whisky with worldwide recall - Repudiated
- Solicitors Indemnity - wrongful advice to clients
- Professional Indemnity – surveyor’s inaccurate setting out of a site incurring redevelopment costs
- Professional indemnity – failure to identify geotechnical changes correctly
- Professional Indemnity – Incorrect travel advice
- Professional Indemnity – Real Estate Agents – Valuations and Property management – declined
- Professional Indemnity – Architect’s failure to consider fire ratings or Building Code compliance
- H&S Liability – fatal accident on construction site – Electrocution
- H&S liability – fatal accident on site involving a fall
- Contractor’s Liability – contamination to technology room equipment after partial handover
- Contractor’s Liability – existing structure collapse due to failure to follow drawings
- Tourist Liability & Prosecution defence – Insured accused of shooting companion in Waikato
- Product Liability – defective product caused damaging changes in multi-storey building
- Product Liability – incorrect packaging and labelling
- Environmental loss – toxic dye spilled into estuary & CCA spilled in same area a year later
- Environmental loss – pipeline burst with aviation fuel spill under pressure
- Cyber – Data Breach liability and consequential loss on 37,500 customer’s details
- Cyber – consequential loss following Crypto locker virus
CPS is a member of Site Safe New Zealand – member number 914105